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About Wendy Patton:
The nation's leading author and trainer in
Lease Options, Rent-to-owns and Subject-to deals.

I started investing in real estate at the age of 21 years old. Like most young adults I was single, broke, thinking “corporate America” was my only future. I graduated from college, was hired for that corporate America dream job and was $20,000 in debt. Soon, I found Corporate America wasn’t the golden path to what I wanted.

When I began investing in real estate, I didn’t fully understand my financing options, so I started purchasing investment properties on credit cards. At that time I didn’t know of any better way to invest. I did not have the assistance or availability of coaches and instructors.

By the time I was in my early 20’s, I had $200,000+ on my credit cards! About this time, I got married and had twins all within a very short time span. Over the next few years, I accumulated more properties while working my full time position in the corporate world. I even had to take my young twins with me when I was looking at potential investments.

Eventually, I was a single mother of my twins. I needed to make a living and make it fast. I had to pay off the over $200,000 of debt by myself. The investing techniques I came to specialize in involved buying properties with little or no money down – as I didn’t have much money to my name at the time. They are called “lease with option to buy” and “buying subject to.”

A What?

A lease with an option to buy involves leasing a home from a seller who might not be able to sell it or rent it otherwise. It allows the investor to rent it and then buy it, without having to use money or credit. I was able to do this over and over again. I have bought and sold over 600 lease option (rent to own) homes. The technique of lease with option to buy is what helped me get going “full steam ahead” in the real estate business.

Investing using the subject to technique involves having the seller sign the deed of their home over to the buyer “subject to” the existing mortgage. The seller keeps the mortgage in their name, but the buyer/investor owns the home and is responsible for the payments of the mortgage. The investor does not have to qualify for a new mortgage using this method. The technique of subject to allows the seller to move on and get out from underneath their payments and the investor the ability to buy many homes without using his or her own cash or credit.

See Wendy on HGTV's My House is Worth What?

Both methods, when done properly, should result in a win/win situation for the buyer and seller. I only teach my students how to use these two methods in a fair and ethical manner. When all parties are treated fairly everyone wins and things work out for the best. I truly believe this is the only way to invest in real estate!

What’s Next?

I have three published books – Remarkable Women, Investing in Real Estate with Lease Options and Subject To Deals and How to Make Hard Cash in a Soft Real Estate Market. All three can be found on this website and in bookstores across the country.

Due out in March 2009 is my soon-to-be best selling book, Rent-To-Sell, a comprehensive guide for getting your home sold in these tough economic times. It is perfect for Realtors® and homeowners wishing to stand above the crowd in an overcrowded "For Sale" nation. It will be quickly followed by Rent-To-Buy, a hands-on guide to buying a home when mortgage lending is tight. You can pre-order both books and their companion courses on this website. Look for the national release in bookstores this spring!

The free CD that you can get on my website will give you more insight to the lease option (rent to own) techniques and more about my third book. I hope you enjoy it.

I speak to audiences all over the U.S. and have taught tens of thousands on how to invest in real estate with little or no money out of their pocket. My passion is real estate investing and teaching others to get beyond the difficulties that exist in their lives! I hope to meet each of you one day and impact your life!

Wendy Patton

Autographed by Wendy
Rent-To-Sell Rent-To-Buy Lease Options and Subject-To's Making Hard Cash in a Soft Real Estate Market
Click on the book to get more information and
find out about her special reports with each book order!

Here is some advanced praise for Wendy’s Soon-To-Be-Best-Selling Book, Rent-To-Sell:

What Others Are Saying About Rent-to-Sell...

"With Rent-to-Sell, Wendy Patton offers a timeless, proven solution to getting your house sold so you can move on to your next opportunity. It's a strategic must-read for sellers seeking creative options and the real estate agents that support them.

Gary Keller,
New York Times best-selling author of
SHIFT: How Top Real Estate Agents Tackle Tough Times

“Wendy Patton hit the nail on the head with this one. Wendy covers every aspect from preparing your house for sale to the nitty-gritty paperwork. Wendy is truly a remarkable lady who is more qualified than anyone to teach on this subject. In fact, I would tell you that YOU’RE CRAZY if you don't read this book because it is the most detailed book I have ever seen on the subject...period!

Than Merrill,
Real Estate Investor,
Founder of FortuneBuilders.com and
Star of A&E’s "Flip this House"

"Ta daaa... a real 'how to' book that covers the creative methods of selling with tremendous detail from 'A to Z.' It is a survival manual for the Real Estate Professional and the seller."

Kathleen Sanchez
Associate Broker/Owner
Coldwell Banker Shooltz

"I'm a believer, this does work! ..." Read a heartfelt letter of thanks to Wendy from a Boot Camp Attendee.

 

Praise for Wendy's Best-Selling Book: Investing in Real Estate With Lease Options and "Subject-To" Deals

Straight forward, honest, well-written and complete! After having spent literally tens of thousands of dollars on bootcamps, I stumbled onto Wendy's book, because I was looking for a way to work with Realtors. It has been over 1 year of frustration, not having a deal done. While they say the first deal is the hardest, it is also the most frustrating when you don't have a way to speak with Realtors who in effect, control the market of sellers. Not only did Wendy help answer this question of how to work with Realtors with the information in this book, but as I write this after only 1 week with Wendy's book, I am writing an offer that I know will be accepted on a beautiful lease/option property. Though this will be my first of many deals, I have bought real estate previously without creative techniques. Whether you are brand new to this subject matter, a Realtor, or a seasoned investor with many deals under your belt. This information is going to bless your investing business and provide you some no nonsense real life information that you can put into practice today. This book is a complete system! The "what to do" and the "how to do it"! You will buy this book for all your friends and family that you care about. I did! Michael Mushlin (Chicago, IL)

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I'm reading your book: Lease Options (Rent to Own) and Subject-To's. I'm sorry but I haven't finished your book. I was somewhere in chapter 2 when it occurred to me that I could do this. Then about 2 or 3 pages later it also occurred to me that the property right accross the street from me was a prime example of what was being described in the success stories. I now have a letter of intent for leasing with a 3 yr. option and a projected income of $29,300. Papers are to be signed Saturday. Thank you very much, I have to go finish your book now. Eric Cook (Greensboro, North Carolina)